Life Insurance Policy


Life Insurance
Protect Those That Matter To You Most

 If you think about it for a minute, you insure everything that's significant in your life; why not insure yourself? You are priceless after all (or at least pretty close to priceless). Life insurance helps provide you peace of mind and can provide your family with financial stability and security when it matters most.

It's easy to get a quotation for any plans of LIC and call me on +91-9819490416 and speak to me for more details. 
So, How Does It Work?

If you suffer from insomnia, then you can try reading the endless explanations and confusing legal mumbo-jumbo on the internet. You'll be instantly cured.

Or, if you're truly curious, consider these simple questions:
  • Do you work full-time, inside or outside the home?
  • Are you a caregiver for your children and/or spouse?
  • Do you own a home?
  • Are you recently married, do you have children, or are you recently retired?
Every dollar earned, every daily task that contributes to your household running smoothly, every investment...all of it factors into the security and stability that you and your family rely on each day.

A life insurance policy helps to ensure that in the event something happens to you, the needs of your loved ones can be provided for up to the amount you feel you are worth. Or your family can be provided for based on the policy amount you choose.

 
What's In It For Me?

We're glad you asked.

The answer is simple: a life insurance policy helps give you and your loved ones protection from the unexpected. You know that if something happens to you, your family will have the financial protection they will need down the road.

A term life insurance policy is the most affordable and the easiest to understand. You specify the length of the contract in 5-year increments, various flexible payment options are available, and the policy provides basic protection without a bunch of the extras that complicate other types of life insurance policies.

How much life insurance should you buy?

The answer to that question is 10 to 15 times your income.You'll need to evaluate the reason you're buying life insurance in order to properly answer this question. Once you can specifically answer the question “Why am I buying life insurance” you should be a long way towards determining a proper amount.

The biggest pitfall most people make in deciding how much life insurance they need is in treating this purchase as an emotional decision. Life insurance is a financial product and should be treated as such. Looking at an amount of life insurance and thinking 'that's too much' can leave you drastically under insured, and worse, leave your dependents without enough coverage in the event of your death. 

As noted above, the first question you need to ask yourself is "why am I buying life insurance?" For most of us with dependents and a debt loan the reason behind purchasing life insurance is so that our dependents can maintain their lifestyle in the event of the death of an income earner. In short, most of us are looking to maintain a standard of living for our dependents in the event of our death. That's the need and directly leads us to the answer of how much life insurance we need ans: 10 to 15 times of your income. 

 

  Life Insurance-Investment Policies and Plans list

Endowment Plans

  1. Jeevan Anand
  2. Jeevan Mitra (Double)
  3. Jeevan Mitra (Triple)
  4. Endowmwnt with profit 
  5. Limited Payment endowment
  6. Bhavishaya Jeevan
  7. New Janaraksha
  8. Jeevan Amrit

   Children Plans

  1. Child Career Plan
  2. Child Future Plan
  3. Komal Jeevan
  4. Jeevan Kishore
  5. Jeevan Anurag
  6. Jeevan Chhaya
  7. Marriage/ Educational

Money Back Plans

  1. New Bima Gold
  2. Money Back 20Yrs
  3. Money Back 25Y
  4. Jeevan Rekha
  5. Bima Bachat
  6. Jeevan Surbhi

Special Plans

  1. Jeevan Saral
  2. New Bima Gold
  3. Jeevan Madhur

Pension Plans

  1. Jeevan Nidhi
  2. Jeevan Akshay-VI
  3. New Jeevan Dhara-I
  4. New Jeevan Suraksha-I

Whole Life Insurance Plans

  1. Jeevan Tarang
  2. The Whole Life Policy
  3. Jeevan Anand
  4. Whole Life with Profit
  5. Limited Payment whole life
  6. Single Premium whole life

 PLAN FOR HIGH NET WORTH INDIVIDUALS

  1. Jeevan Shree I
  2. Jeevan Pramukh

ASSURED RETURN PLANS

  1. Komal Jeevan

PLANS TO TAKE CARE OF HANDICAPPED

  1. Jeevan aadhar
  2. Jeevan Vishwas

JOINT LIFE PLAN

  1. Jeevan saathi

PLAN EXCLUSIVELY FOR WOMEN

  1. Jeevan Bharati

Unit Plans (ULIPs)

  1. Profit Plus
  2. Money plus-I
  3. Market plus I
  4. Fortune Plus
  5. Child Fortune Plus

Plans high worth individuals

  1. Jeevan Shree-I
  2. Jeevan Pramukh

Health Insurance

  1. Health plus

TERM ASSURANCE PLANS

  1. Anmol Jeevan I
  2. Temporary Term Assurance    
  3. Amulya Jeevan    
  4. Convertable Term Insurance 

Other plans and policies

  1. Aam admi Bima Yojana
  2. Fortune Plus
  3. Gratuity Plus 
  4. Group Critical illness Rider
  5. Group Gratuity Scheme JanaShree Bima Yojana (JBY)
  6. Jeevan Madhur
  7. New Janaraksha Plan 
  8. New Jeevan Dhara-I 
  9. New Jeevan Suraksha-I 
  10. Profit Plus lic policy
  11. Shiksha Sahayog Yojana

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